Financial and Investment Planning

Financial Planning ensures your financial goals can be met through the development of comprehensive and effective strategies that will strengthen your financial security. These strategies provide a source of income other than your business or employment income, e.g rental property income. Our qualified and experienced team is able to discuss with you your financial options, providing a three stage service in financial planning:

1) Initial financial advice
2) Implementation of financial plan
3) Ongoing investment portfolio management

A variety of investment options are available, including corporate bonds, term deposits, local body and Government stock, Australia and overseas shares, and managed investment funds, agri-business investments and infrastructure strategies to name a few.

Life Insurance & Income Protection

Insurance of any kind is often a grudge transaction, because you buy it and hope you never need to use it. The real value of insurance is always determined whenever you need to make a claim, so professional advice should always be sought before making a decision.

Your biggest asset is your ability to make money, because it is this cashflow which pays the bills and buys assets. Your first priority should always be to protect the family’s income in case the income earner/s cannot work because of accident or illness. That is what income protection does. It can also be extended to cover the fixed costs of your business, such as rent, loan commitments and staff wages.

Life insurance is designed to pay a lump sum amount to replace lost income and repay debt in the case of death, total permanent disability [TPD] or even critical illness. Underinsurance is a critical issue in Australia and you can protect your home, family and business simply by seeking good advice. It can be a complicated subject families have to consider together and simply contacting a television hotline will not give you the protection you want or need.

A multitude of risks exist in today's business environment. At Munro Finance & Investment Solutions we pride ourselves on our proven ability to accurately assess risk and to protect you from vulnerabilities inherent in your enterprise. An effective risk management strategy will improve performance, allow completion of goals, and protect the value of your business.

A risk assessment includes:

1) Assembling relevant information about your business and its market
2) Identifying major risks facing your organisation
3) Developing a risk strategy
4) Implementation of the risk management procedures

Retirement Planning

You have worked all these years to pay off your home and build a nest egg so you can enjoy life, but you are not sure whether you are ready or have enough money or you do not quite understand how to actually get to retirement. Even as you approach retirement you have a million questions and you are not sure if you have missed something you should know.

What if you do not want to completely retire yet, but are unsure if you can afford to reduce your work commitment. What are your options?

At Munro Finance & Investment Solutions we understand that there is more to retirement than superannuation. 

Savings Plans

The most important financial skill anyone can learn is the ability to manage their personal financial budget and save money. There are many different ways to do this, because people are so different. The team at Munro Finance & Investment Solutions can help you design a budget and start saving, whether it is for a car or a house or anything else. 

Succession Planning

In ensuring the long term success of your business, it is critical to establish a well-designed succession plan. Coordination of the transition of your business to your successors can be an arduous process. However, with our years of experience we can address the complex issues of business continuation, taking the stress off your shoulders.

Contact us for more information on forming a succession plan

Wealth Creation

We all work to live, but we don’t want to be working forever. Wealth Creation is all about building up assets to give you more money to do the things we want to do. It is a combination of saving money, paying off debts and accumulating assets that grow in value over time faster than inflation; real growth assets.

The money may be used to pay for your children’s education, a long holiday, early retirement or any other purpose. At Munro Finance & Investment Solutions we can help you achieve the financial lifestyle you want. 

Disclaimer -This is general advice only and you should seek specific personal advice from a qualified adviser before making any decisions about your investments. In so far as the law allows, we do not accept any liability for any loss of capital or income based on this information. Always seek professional independent taxation and legal advice

 Professional Investment Services Home Page

Professional Investment Services Pty Ltd (PIS)
AFSL. 234951 ABN 11 074 608 558
Level 14 Corporate Centre One
Corner Bundall & Slatyer Avenue
Bundall Qld 4217 e:info@profinvest.com.au 
Phone: 07557 40244

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P.I.S General Advice warning
The information provided on this website has been provided as general advice only. We have not considered your financial circumstances, needs or objectives and you should seek the assistance of your Professional Investment Services Pty Ltd (PIS) Adviser before you make any decision regarding any products mentioned in this communication. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither PIS nor its related entities, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information.